Homebuyer Programs

With the help of Certified Lenders, MHDC offers three programs for homebuyers in Missouri. Affordable interest rates, down payment assistance, or tax credits help prospective buyers in a competitive market.

Talk to a Certified Lender today!

FIRST PLACE

Down Payment Assistance
for qualified first-time
homebuyers and Veterans.

NEXT STEP

Down Payment Assistance
with higher income limits
for first-time and repeat homebuyers.

MORTGAGE CREDIT CERTIFICATE

A non-refundable federal tax
credit for first-time homebuyers
to reduce the amount of federal
income tax owed each year.

Interested in becoming a Certified Lender or looking for lender resources? Visit our Lender Resources page.

Homeowner Assistance Programs 

Already a homeowner and need assistance? Our homeowner assistance programs are here to help!

Home Repair Assistance
(HeRO) Program

Home repair grants for
income-qualifying Missouri
residents of single-family homes.

Connect with a HeRO agency here

Emergency Mortgage
Assistance

The Missouri State Assistance for
Housing Relief (SAFHR) for
Homeowners can provide mortgage
reinstatement assistance, paid directly
to your loan servicer. Apply today.